Let us show you! See how our medical malpractice insurance compares below.
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Broker Fees
Other Insurers
Up to 30% broker or admin fee may be included in price
Berxi
None
Claims Coverage
Other Insurers
Claims may be handled by the broker or the insurance carrier
Berxi
"Claims is our product.℠" This means we pride ourselves on our claims experience. Customers get matched with an in-house claims team member and are regularly kept up-to-date until it's resolved
Financial Rating (per AM Best)
Other Insurers
Range from A++ to D
Berxi
A++ (Superior) rating
Board Action and License Protection Coverage
Other Insurers
Varies. On average, $10,000 per claim / $25,000 per policy period
Berxi
Up to $25,000 per claim / per policy period
Consent to Settle Clause
Other Insurers
May settle without your consent
Berxi
Will not settle without your consent
Coverage Territory
Other Insurers
Worldwide coverage
Berxi
Worldwide coverage
Defense Costs
Other Insurers
Paid in addition to the limits of insurance
Berxi
Paid in addition to the limits of insurance
Deductible
Other Insurers
None
Berxi
None
Good Samaritan Coverage
Other Insurers
Included in limits
Berxi
Included in limits
HIPAA Violation Coverage
Other Insurers
Up to $25,000 per policy period
Berxi
Up to $25,000 per policy period
Limits of Insurance
Other Insurers
Base policy starts at $1 million per claim / $6 million per policy period. Larger base package comes at a higher cost
Berxi
Base policy starts at $1 million per claim / $3 million per policy period. Can increase limits based on your needs
Reputation Protection Coverage
Other Insurers
Up to $25,000 per policy period (aggregate)
Berxi
Up to $50,000 per claim. Not capped
Sexual Misconduct/Abuse
Other Insurers
Excluded from coverage, but will provide defense until final adjudication. Not capped. Optional $25,000 coverage available in some states for an additional charge
Berxi
Excluded from coverage, but will provide defense until final adjudication. Not capped
Wage Loss/Deposition Expense Coverage
Other Insurers
$1,000 per day, $25,000 aggregate
Berxi
Up to $1,000 per day. Not capped
OPTIONAL COVERAGES
Other Insurers
Berxi
Medicare/Medicaid Reimbursement
Other Insurers
None found
Berxi
$25,000 per policy period (in addition to policy limit). 2% charge
Medical Director or Administrator Coverage
Other Insurers
Available. Reduced limits. Starts at $500
Berxi
Available. Same limits as policy. $500 charge
Nonmedical Services Coverage: Case Management, Healthcare Consulting, Life Care Planning Services
Other Insurers
Varies
Berxi
Covered. Same limits as policy. $25 charge
Telehealth Services Coverage
Other Insurers
None found
Berxi
Available on request. No additional charge
General Liability
Other Insurers
Varies. Some policies include aspects automatically, but charge more for the base policy. Can usually be added at an additional cost
Berxi
Available on request. Starts at $150 per year
“I am switching my insurance from my current insurer to Berxi for a better premium rate as they didn't offer an adjusted price for working part time.”
— Tracy L., CNS
“What I have loved the most from Berxi, is how affordable the malpractice policy was for me. I also enjoyed how quick and easy it was to enroll into a policy. I only had to answer a few questions with a one-time payment, and then I was done. TOO EASY!”
— Alexis B., RN
“I was nervous about changing companies for my insurance but the representative for Berxi was excellent and made the decision so easy for me!”
— Amber C., PT
“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy, the language about whether we were already covered by the company was easy to check in with HR about, and the price is better than anywhere I've found. Thanks a lot y'all!”
— Jeremy B., RN
