General Liability Insurance for Small Business Offices, Starting at $29/mo.

Protect your business with top-rated general liability coverage from Berxi. Quote, buy, and download your policy in minutes.

get a quote
bg-blue-alt

What is general liability insurance?

General liability (GL) insurance, also known as business or commercial liability insurance, covers claims made by others that arise from normal business operations, including bodily injury, property damage, and non-physical personal injury, such as libel or slander.

General liability insurance is a way to help protect your business and cover your costs if a customer or visitor gets hurt at your office space. It can also protect your business if you or your employees accidentally damage another person’s property, or you harm someone’s reputation.

4.87 out of 5 stars (13,204 reviews)

What does general liability insurance cover?

Key Benefits

  • Limits of liability up to $1 million per claim/$5 million aggregate
  • No interest payments or hidden service fees
  • World-class customer support & claims service
  • 24/7 online access to your Berxi account
  • Available add-ons, including business personal property, workers’ comp, and cyber insurance

AM Best

If a customer or visitor is injured at your office – for instance, by slipping and falling – your general liability policy can help cover their medical bills.

If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.

If your business is sued for a general liability claim, your policy can pay for a lawyer to defend you and cover any damages or settlement costs.

If a customer sues your business for alleged property damage or injury due to your product or completed service, products-completed operations coverage can help protect you.

If someone claims that you damaged their reputation through something you wrote or said, your general liability insurance can help cover the associated costs.

Why do small businesses with office spaces need general liability insurance?

If your business has a commercial office space, general liability insurance can provide crucial protection. There’s always a risk that a customer or visitor could hurt themselves at your place of business, and if that happens, your general liability policy can help pay for their medical bills and provide you with legal protection. It can also help pay for repairs and other costs if an employee accidentally damages someone’s else’s property. Berxi offers our comprehensive general liability insurance to small businesses of all kinds, including medical offices and dental practices.

Why do small businesses with offices choose Berxi?

Berxi is part of Berkshire Hathaway Specialty Insurance Company, which is rated A++ for financial strength. That means we have the resources and expertise to protect you and your business when you need us.

We’re also a direct-to-customer insurance provider, with no broker fees or middlemen, and we pass the savings on to you. In fact, small businesses who choose Berxi save an average of 15% on general liability insurance.

In addition, Berxi offers business personal property (BPP) insurance as an optional add-on to our general liability policies. Business personal property insurance can help cover the costs of replacing or repairing your business’s stolen or damaged property, including equipment, tools, computers, personal property located at the business, and more.

get a quote

What people say about Berxi

Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”

– Che H.

“Berxi was recommended to me by a friend at another company. The quoting process was easy, and the price is better than anywhere I’ve found!”

– Jeremy B.

“I am setting up a new business and there are a lot of steps, and Berxi made the process completely seamless. This was truly a huge relief and something I could check off my to do list immediately.”

– Tara

Find out in minutes how we can be part of your possible.

get a quote