Berxi can help protect your reputation, your business, and your wallet. Get world-class, comprehensive professional liability coverage at an affordable price.
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“The product specialist was excellent!!! Knowledgeable in the company’s insurance policy and helped me navigate through the website. BEST customer service I’ve had all year at any company. Because of their professionalism I purchased an insurance policy. Thank you!”
Diane M., Dentistry
Good insurance doesn’t have to be complicated. We offer comprehensive policies that are easy to buy and provide you with coverage you can count on.
Dental malpractice coverage insures you against claims that you were negligent or made a mistake as a dentist, resulting in bodily harm to another. This includes providing you with a lawyer to defend yourself and funds you can use to pay judgments or settlements.
Amount covered: Limits of liability include $1M per claim/$3M aggregate (additional options available)
If a claim is filed against you, we’ll retain an experienced dental malpractice lawyer for you. We’ll pay for related defense costs (e.g., lawyer fees, court fees, expert witness costs). These defense costs are “outside” the limits of your insurance. This means that their services don’t cut into the settlement amounts you may need to pay to the injured party.
Amount covered: Paid in addition to your policy’s limits
Your policy applies on a worldwide basis, as long as a claim is brought against you in the United States (which includes any U.S. territories or possessions).
If you are investigated for potential HIPAA violations, we provide you with access to counsel and will reimburse you for costs related to HIPAA proceedings — including HIPAA fines.
Amount covered: $25,000 per policy period
If your disposal of medical waste is the subject of an administrative proceeding brought by the Federal or State Environmental Protection Agency, this coverage reimburses you for your expenses to defend the proceeding.
Amount covered: $25,000 limit each claim, up to $25,000 for all claims
If there is an accident unrelated to your dental professional services at your practice and someone is injured, their first aid expenses can be covered under your policy, provided that the person injured is not covered under workers’ compensation or similar benefits.
Amount covered: $10,000 limit per person
This coverage applies to the expenses to defend a dispute, usually regarding treatment or billing decisions, that is brought by a dental peer review board or committee. The dispute might be between you and a patient, a third-party payer like a Preferred Provider Organization, or even your dental association.
Amount Covered: $25,000 limit per policy period
If the professional licensing authority is investigating matters related to your professional conduct, our policy provides you with legal defense.
Amount covered: $25,000 limit per policy period
If we ask you to attend litigation activities (e.g., a deposition), our policy will reimburse you for actual lost wages and any necessary expenses you incur (e.g., travel, meals).
Amount covered: Up to $1,000 per day
Additional A La Carte Coverages (by Endorsement)
This provides coverage for dental procedures and treatments you perform outside of your usual practice, as part of an interview to join another practice or facility.
Amount covered: Included within policy limits
This provides coverage for claims brought by an administrative agency or dental insurance payor for damages or injunctive relief for errors you committed in your billing practices.
Amount covered: $25,000 each claim, subject to a maximum of $25,000 for all claims
We know that if you’re not spending on insurance, you’re able to invest in other areas of your practice. That’s why we offer special rates for:
See what our amazing customers have to say about our prices, service, and easy online quoting process.
“[My claims representative] was so compassionate. He listened and kept me informed on the status of the case. He really cared about what I was going through and reassured me that Berxi was on my side and that I didn’t need to worry.”
– Kim P.
“[The product specialist] was helpful and informative. She answered the questions I had which helped me choose the policy I need at this time. I am confident the policy will cover my practice needs, but it is good to know that I can modify policy if needed in the future.”
– Rebecca C.
“The quoting process was easy…and the price is better than anywhere I’ve found. Thanks a lot, y’all!”
– Jeremy B.
Want to get a better idea of how much your policy could cost? Take 5 minutes and get a quote now. If you decide to purchase, your policy can go into effect any day you’d like, including today.
Comprehensive, flexible coverage
Licensed in-house agents to answer your questions
A direct-to-customer, digital experience with 24/7 online access
Coverage for your services wherever you’re licensed in the United States, even outside your main practice state
Working directly with us — from purchase to claims — saves you money
If you work in dentistry, you know that there’s a very real possibility that you could be sued at some point in your career. Mistakes may get made, or a patient (or their family) may simply want to blame someone for a difficulty they’re having. But with dental malpractice insurance in place, you’ll get a team to protect your best interests and insurance for the expenses that result from your defense and any damages that need to be paid.
