Broker Fees
Other Insurers
Up to 40%
Berxi
None
Financial Rating (per AM Best)
Other Insurers
Ranges from A to A++
Berxi
Berkshire Hathaway Specialty Insurance Company A++ rated carrier
Consent to Settle Clause
Other Insurers
May settle without your consent
Berxi
Included
Portable, 24/7 Coverage Wherever You're Licensed
Other Insurers
Included
Berxi
Included
Worldwide Coverage
Other Insurers
Worldwide coverage
Berxi
Worldwide coverage
Defense Costs
Other Insurers
Paid in addition to the limits of insurance
Berxi
Paid in addition to the limits of insurance
Deductible
Other Insurers
None
Berxi
None
Good Samaritan Coverage
Other Insurers
Included in limits
Berxi
Included in limits
Limits of Insurance
Other Insurers
Must call to request limit options
Berxi
Flexible limits of liability up to $1M/$6M. Customizable based on your level of risk.
Discounts for Recent Graduates*
Other Insurers
Offered for limited basis
Berxi
Offered up to 3 years after graduation
Telehealth Services Coverage
Other Insurers
Included
Berxi
Included
Coverage Extensions
Other Insurers
Berxi
Board Action and License Protection Coverage
Other Insurers
Varies. Starts at $10,000 per incident.
Berxi
Up to $25,000 per claim / per policy period
HIPAA Violation Coverage
Other Insurers
Included
Berxi
Up to $25,000 per policy period
Reputation Protection Coverage
Other Insurers
Not always included
Berxi
Up to $50,000 per claim. Not capped.
Wage Loss/Deposition Expense Coverage
Other Insurers
Starts at $500 per day. Capped at $25,000, per policy period.
Berxi
Up to $1,000 per day. Not capped.
Optional Coverages
Other Insurers
Berxi
Medicare/Medicaid Reimbursement
Other Insurers
Not always available
Berxi
Available. $25,000 per policy period (in addition to policy limit). 2% charge.
Medical Director or Administrator Coverage
Other Insurers
Not always available
Berxi
Available. Shares policy limits. $500 charge.
General Liability
Other Insurers
Available. Up to $250 charge
Berxi
Available. $150 charge
“I am switching my insurance from my current insurer to Berxi for a better premium rate as they didn't offer an adjusted price for working part time.”
— Tracy L., CNS
“What I have loved the most from Berxi, is how affordable the malpractice policy was for me. I also enjoyed how quick and easy it was to enroll into a policy. I only had to answer a few questions with a one-time payment, and then I was done. TOO EASY!”
— Alexis B., RN
“I was nervous about changing companies for my insurance but the representative for Berxi was excellent and made the decision so easy for me!”
— Amber C., PT
“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy, the language about whether we were already covered by the company was easy to check in with HR about, and the price is better than anywhere I've found. Thanks a lot y'all!”
— Jeremy B., RN
