Let us show you! See how our Real Estate Errors and Omissions insurance compares below.
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Type of Policy
Other Insurers
Claims-Made
Berxi
Claims-Made
Broker Fees
Other Insurers
Up to 25% broker or admin fee may be included in price
Berxi
None
Financial Rating (per AM Best)
Other Insurers
Range from A++ to A-
Berxi
A++ rated carrier
Defense Costs
Other Insurers
Included in limits
Berxi
Included in limits
Deductible
Other Insurers
Varies between $500 and $10,000
Berxi
Starts at $1,000
Limits of Insurance
Other Insurers
Varies between $250/$250 and $2,000,000/$2,000,000
Berxi
Up to $2,000,000 per claim/ $2,000,000 per policy period
Consent to Settle Clause
Other Insurers
Varies
Berxi
Will not settle without your consent
Coverage Territory
Other Insurers
Worldwide Coverage
Berxi
Worldwide Coverage
Retroactive Date Match
Other Insurers
Yes
Berxi
Yes
Tail Coverage
Other Insurers
Yes
Berxi
Yes
COVERAGE EXTENSIONS
Other Insurers
Berxi
Disciplinary Proceeding Expense Coverage
Other Insurers
Varies
Berxi
Up to $25,000 per policy period, no deductible applied
Wage Loss/Claim Attendance Expense Coverage
Other Insurers
Up to $500 per day
Berxi
Up to $1,000 per day $25,000 per policy period
REAL ESTATE FRANCHISE COVERAGE ENHANCEMENTS
Other Insurers
Berxi
Showings Liability
Other Insurers
Varies
Berxi
Included Up to $100,000 per policy period
Failure to Disclose Pollutants
Other Insurers
Included
Berxi
Included
Fair Housing Act Violations
Other Insurers
Varies
Berxi
Included
Deductible Waiver Provision
Other Insurers
May only be available by endorsement
Berxi
Included up to $5,000
Public Relations
Other Insurers
Varies. Some companies apply your deductible first
Berxi
Included. Up to $25,000 per policy period. No deductible applied
Subpoena and Witness Testimony Expense Coverage
Other Insurers
Varies
Berxi
Included
OPTIONAL COVERAGES
Other Insurers
Berxi
General Liability Coverage
Other Insurers
Available
Berxi
Available
Cyber Coverage
Other Insurers
Available
Berxi
Available for purchase
SUPPORT SERVICES
Other Insurers
Berxi
In-house Support
Other Insurers
Yes
Berxi
Yes, 5-star customer feedback
24/7 Coverage
Other Insurers
Yes
Berxi
Yes
Customer Claims Experience
Other Insurers
Filing done via email, online, or phone. Claim process time can take up to 10 days.
Berxi
File online or by phone with guaranteed response within 24 business hours
Written Commitment to Claims
Other Insurers
No additional commitment provided
Berxi
Customer experience is our top priority and founding principle
Speed of Quote
Other Insurers
May have to wait for an agent
Berxi
Instantaneous
Speed of Policy Issuance
Other Insurers
May have to wait for an agent
Berxi
Instantaneous
“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy… and the price is better than anywhere I’ve found.”
– Jeremy B.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
– Che H.
“[My claims representative] was so compassionate. He listened and kept me informed on the status of the case. He really cared about what I was going through and reassured me that Berxi was on my side and that I didn’t need to worry.”
– Kim P.
