Liability insurance for professionals & small businesses, made better.
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Be confident you’re protected from board actions with the knowledge we have your back. In a few clicks you can quote and buy a policy with no association membership required. Plus, check out our range of discounts and save an average of 20%.
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Get industry-leading and comprehensive coverage that’s affordable, fast, and flexible. Dental professionals like you have depended on our expertise to provide customized coverage at the right price, saving an average of 15%.
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Protect your business, your reputation, and your wallet in less than five minutes. Get everything you need in a comprehensive policy, including a team of experts at your side. Need your E&O policy to go into effect today? No problem, we’ve got you.
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“I appreciate the excellent customer service. I am happy I went with Berxi! It makes all the difference to know you will be supported by knowledgeable representatives when you need help.”
– Jason B.
“Berxi was recommended to me by a friend at another company, and now it seems that everyone where I work has them too! The quoting process was easy, and the price is better than anywhere I’ve found.”
– Jeremy B.
We’re backed by the A++ strength of Berkshire Hathaway Specialty Insurance (in case you were wondering where our name came from).
Our industry expertise delivers tailored policies you can count on to keep you and your business safe and sound.
Fast, easy quotes, plus industry-leading claims support – we don’t settle claims unless you say “yes.”
Your business matters to us. With customized small business insurance from Berxi, you can be confident that your career and business are protected from the unique risks you face. We’re committed to giving you a positive insurance experience, from our simplified quote and purchasing process, average savings of 15% or more, and unmatched customer support. When it’s this easy to get top-rated protection, you have more time to focus on what matters: growing your business and achieving your goals.
When you call our support line, you won’t have to navigate through an endless phone tree or argue with a robot: You’ll reach one of our in-house product specialists who will work hard to answer all your questions. And if a claim is ever filed against you, our team will help you navigate the claims process, every step of the way.
At Berxi, you can manage every aspect of your coverage through our online portal. Not only can you get a quick quote and buy your policy in just a few clicks, but you can also access documents, update your account information, and manage your payment options online. And if you ever need to file a claim, you can do that online, too.
Professional liability insurance – which includes errors and omissions, medical malpractice, and dental malpractice – can provide legal and financial protection if a client or patient claims you made a mistake that caused a loss or bodily injury. General liability insurance, also known as “slip and fall” insurance, can help protect your business if someone gets hurt on your commercial property or if an employee damages someone else’s property.
When you choose small business insurance from Berxi, you can be confident that your business, your career, and your wallet are receiving comprehensive, industry-leading protection.
Get the inside scoop about medical malpractice insurance – what it is, what it covers, and how it can help protect healthcare professionals of all kinds.
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In this comprehensive guide, we answer your questions about dental malpractice insurance, including how it works and the risks it can protect you from.
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Errors and omissions insurance is essential for many types of professionals and small businesses. But what does it cover, and why is it so important?
learn moreGeneral liability insurance covers third-party claims for bodily injuries (not related to a medical malpractice claim) and property damage, and it can help pay for medical bills, repair costs, legal fees, and settlements. In simple terms: it’s a way to help protect your business if a visitor gets hurt or someone’s property is damaged by you or one of your employees.
In fact, general liability insurance is often called “slip and fall” insurance because it can help protect you if a customer or visitor hurts themselves on your commercial property. In addition, it can provide legal and financial support if your business is sued for personal injury, such as harming someone’s reputation through libel or slander.
Other than general liability insurance, the other type of liability insurance for small businesses and professionals is called professional liability insurance. This includes errors and omissions insurance, medical malpractice insurance, and dental malpractice insurance.
Errors and omissions insurance is designed for businesses and professionals who work with clients, and it can be a financial lifesaver if a client says they suffered a loss because you made a mistake in the course of your work for them.
Medical malpractice insurance and dental malpractice insurance help protect practices and providers from the financial burdens of a malpractice claim by covering things like legal costs and damages. In short, if a patient claims you made an error in treatment that caused injury or harm, your malpractice insurance can help pay for an attorney to defend you and cover potential settlement costs.
A wide range of businesses, medical and dental practices, and professionals can benefit from general liability insurance. If you own or rent commercial space, visit client properties, own or rent vehicles for your business, or advertise your business services, you may want to look into a general liability policy.
Likewise, professional liability insurance – including errors and omissions, medical malpractice, and dental malpractice – is valuable for any business, employee, or independent contractor who has clients or patients and provides services requiring a professional level of skill.
When combined, general liability and professional liability insurance policies can cover a broad scope of accidents and oversights that could lead to legal costs and settlements.
Most small businesses, regardless of industry, can benefit from the protection of a general liability insurance policy. In addition, small businesses and professionals who provide services for clients should consider errors and omissions insurance.
If you own a medical or dental practice or work as a healthcare professional, you’ll probably need malpractice insurance – and even if you’re covered by your employer’s malpractice policy, it’s smart to have your own insurance for extra protection.
The cost of your policy depends on a number of factors, starting with the type of coverage: general liability and professional liability policies will differ in price. Other variables that can affect cost include the size of your business, your industry, where you operate your business, and whether there have been any previous claims filed against you.
In addition, prices vary between insurers. For instance, Berxi is a direct-to-customer insurance provider, meaning our customers don’t have to pay broker or association fees. As a result, our customers save an average of 15% or more on liability insurance.
The best way to find out how much your policy will cost is to compare quotes from different providers. Get a quote from Berxi today – it only takes a few minutes.
You can get an instant online quote from Berxi in just a few clicks. Get a quote today and see how much you could save on small business insurance.
