Whether you’re DJing weddings, private parties, corporate events, or packed dance floors, you put time, energy, and talent into creating memorable experiences. With DJ insurance from Berxi, you can help protect your business and your equipment with flexible coverage designed for the way you work.
DJ insurance is coverage designed to protect you financially and legally from the common risks you face as a DJ. It typically includes:
The reality is that a single accident, claim, or equipment loss could cost far more than what you’d pay for DJ insurance in a year. With the right coverage in place, you can spend less time worrying about unexpected setbacks and more time focusing on your clients, your performances, and growing your career.
As a DJ, you’re often working in crowded venues, transporting valuable equipment, and performing at events where things don’t always go as planned. Even a minor accident or unexpected equipment issue can lead to costly expenses.
That’s where DJ insurance can help. General liability insurance can provide legal and financial protection if someone gets hurt at an event or you accidentally damage someone else’s property, while business personal property coverage can help safeguard the gear you depend on to keep the music playing.
Berxi’s customized insurance for DJs is designed to protect you from the real-world risks you face on the job, from third-party bodily injuries and property damage to broken equipment and lawsuits.
General liability insurance helps cover claims of third-party bodily injury and property damage related to your work as a DJ, as well as personal and advertising injury, including things like libel, slander, and copyright infringement in your advertising.
Your general liability insurance can pay for medical bills if someone gets hurt, replace or repair other people’s damaged property, and pay for legal defense and damages in the event of a lawsuit.
Examples include:
You can also add optional business personal property (BPP) coverage to your Berxi general liability policy to help repair or replace your equipment if it’s damaged, such as speakers, mixers, controllers, laptops, microphones, and lighting systems. BPP coverage can help you recover financially from unexpected setbacks and get you back to DJing quickly.
Examples include:
Berxi’s DJ liability insurance policies are built with you and your business in mind. Key benefits include:
If a customer or visitor is injured at an event — for instance, by tripping on a speaker cable or getting hit by a falling speaker — your general liability policy can help cover their medical bills and pay for any related legal costs and damages.
If you or your employees accidentally damage someone else’s property, general liability insurance can help pay to repair or replace it.
Personal and advertising injury coverage protects against legal issues stemming from things you write or say, including your marketing activities. It safeguards you from claims of reputational harm, such as libel and slander, as well as privacy invasion and copyright infringement in your advertising.
If you are sued for a general liability claim (like bodily injury, property damage, personal injury, or advertising injury), your policy can pay for a lawyer to defend you and cover any damages or settlement costs you may be required to pay.
You can choose to add business personal property (BPP) coverage to your general liability policy as an optional add-on, which can help pay for damage or loss of your DJ equipment, computers, and other business assets. (Note that BPP generally doesn’t apply to normal wear and tear.)
In addition, you can get workers’ compensation and cyber liability coverage from one of our trusted partners by speaking with our in-house customer support team.
Berxi’s general liability insurance for DJs starts at just $350/year.
Your annual premium will depend on a few different factors, including:
You can also add optional business personal property (BPP) coverage to your general liability policy. The BPP coverage add-on starts at around $115/year.
Because we have no hidden costs or interest fees, DJs who choose Berxi save an average of 15% vs. other providers. The fastest way to find out how much you might pay for DJ liability insurance is to get a quote.
With a financial strength rating of A++ by AM Best, we have the stability and expertise to protect you long-term.
Berxi never has any interest fees, hidden costs, or membership fees. In fact, people who choose Berxi save an average of 15%.
You can visit our website to get a quote, buy a policy, update your information, and file a claim — all in just a few clicks.
When you call our support line, you’ll reach a real human being from our in-house product specialist team who will work hard to answer all of your questions.
Getting covered is fast and straightforward.
Step 1: Using our easy online quote process, just answer a few quick questions about your work as a DJ. Get a quote today.
Step 2: While quoting, you’ll have the option to add business personal property (BPP) insurance coverage to your policy, which helps repair or replace your business assets if they’re damaged.
Step 3: Get an instant, personalized quote with clear pricing.
Step 4: Purchase coverage online in minutes.
Step 5: Access your policy 24/7 to manage certificates, update your information, or file claims — right from your phone or computer.
“The best service one can ask for, provided without hesitation.”
—
Giselle G.
“Completely stress-free setup and customized to my needs. So easy I didn’t even need to talk to anyone!”
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Che H.
“The quoting process was easy, and the price is better than anywhere I’ve found!”
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Jeremy B.
Even if DJing is a side business or occasional gig, you can still face the same risks as a full-time DJ. A single accident, injury claim, or equipment loss could be costly, which is why many part-time DJs choose to carry insurance for added peace of mind. Plus, with Berxi DJ insurance starting at just $29/month, the cost of comprehensive protection is minimal compared to a lawsuit or claim.
Coverage requirements vary by venue, but many event spaces, wedding venues, and corporate clients require DJs to carry general liability insurance before being hired. If a venue has specific insurance requirements, be sure to review them carefully and confirm that your policy meets those requirements. Berxi offers flexible limits starting at $100,000 per claim/$200,000 aggregate and going all the way up to $1 million per claim/$5 million aggregate.
With Berxi, you can get your certificate of insurance the same day you get covered.
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